NCC Eligible Employees:

Human Resources is pleased to announce open enrollment for Health Care and Day Care Flexible Spending Arrangements through Navia Benefits Solutions. These are optional pre-funded benefits that are employee paid using tax-free dollars and are payroll deducted.

The Health Care FSA allows you to pay for out-of-pocket medical expenses with tax-free dollars. Think of it as a tool to pay for your regular medical expenses throughout the plan year. Maximum enrollment for this plan year is $2,700.

Child care can be one of the single largest expenses for a family with children. A Day Care FSA can be used to pay for qualified daycare expenses with pre-tax dollars, which can save you up to $1700 per year. Maximum enrollment for this plan year is $5,000.

Please open the attached Enrollment Kit for details about the FSA program.

You can also go online to www.naviabenefits.com and explore.

It’s easy to enroll: Determine your election amount and enroll online.

It’s easy to manage: Your elected amount will be available July 1, and payroll will be deducted evenly within the Plan Year (24 payroll deductions).

It’s easy to use: Simply use your Navia Debit Card or submit your receipt for reimbursement. Be sure to keep your receipts in case verification is requested.

It’s easy to connect: Go online or upload the MyNavia mobile app for claims submission, balance, etc.

Extra Benefit: $500 carryover of a remaining balance up to $500 for the next plan year.

FORMS

Please review the Navia FSA Enrollment Kit for details about the FSA program.

• Online Registration Instructions
• Click to Enroll Now
• Navia Debit Card Information
• Claim Form

You can also go online to www.naviabenefits.com and explore by clicking on “Health Care FSA” and “Day Care FSA” under the Benefits & Info drop down.

HEALTH CARE FSA

The Health Care FSA allows you to pay for out-of-pocket medical expenses with tax-free dollars. Think of it as a tool to pay for your regular medical expenses throughout the plan year.

Maximum enrollment for this plan year is $2,650.

Common Eligible Expenses, but not limited to:
• Prescription Drugs
• Copays
• Deductibles
• Dental Work
• Prescription Glasses
• Contact Lenses
• Hearing Aids
• Heart Monitors
• Humidifier
• Insole/Shoe Inserts
• Chiropractic Massage
• Prenatal Vitamins
• And much more
Health Care FSA – List of Eligible & Ineligible Expenses

DAY CARE FSA

Child care can be one of the single largest expenses for a family with children. A Day Care FSA can be used to pay for qualified day care expenses with pre-tax dollars, which can save you up to $1700 per year.

Maximum enrollment for this plan year is $5,000.

Common Eligible Expenses, but not limited to:
• Child Care by a relative
• Babysitter
• Preschool
• Before and After School Care
• Day Camps
• Elder Care
Day Care FSA – List of Eligible & Ineligible Expenses

NCC Eligible Employees are Regular Employees scheduled to work 19 hours or more per week.

WHEN BOTH SPOUSES ARE NCC EMPLOYEES

When both spouses are NCC employees and are choosing an election amount for the Health Care FSA, please note that both spouses can opt up-to the maximum annual election amount of $2,700.

When both spouses are NCC employees and are choosing an election amount for the Day Care FSA, please note that both spouses can opt up-to half of the annual election of $5,000. If maximum amount is chosen, then both spouses would elect their annual election to be $2,500 each.